DEPOSIT

1. Money placed into a bank account or given as a security for a transaction. 2. A sum payable as a first installment on the purchase of something. 3. A returnable sum paid to cover possible loss or damage.

A deposit can mean money placed with a bank, a security amount held to guarantee performance, or an upfront installment paid when purchasing an asset; terms should clarify whether it is refundable.

- Used in treasury and financial management for funding, investment, and risk decisions.
- Used to evaluate cash flows, financing costs, and capital structure.

- Example: Finance teams use **DEPOSIT** when planning funding needs and managing cash and risk.

- Why it matters: Supports liquidity and risk control and improves the quality of financing and investment decisions.