CD

See certificate of deposit.

CD commonly stands for Certificate of Deposit, a bank time deposit that pays interest and is repaid at maturity, often with penalties for early withdrawal.

- Used in treasury and financial management for funding, investment, and risk decisions.
- Used to evaluate cash flows, financing costs, and capital structure.

- Example: Finance teams use **CD** when planning funding needs and managing cash and risk.

- Why it matters: Supports liquidity and risk control and improves the quality of financing and investment decisions.