Account Information

Financial Statement Statement of Financial Position
Normal Balance Debit

Definition

Cash deposits that the entity is required to maintain with a central bank, regulatory authority, or financial institution in accordance with applicable legal or regulatory requirements.

Common Journal Entries

Deposit statutory reserve with central bank or other bank (e.g., legal reserve)

Dr. Statutory Bank Deposits
Cr. Bank Account

📐 IFRS vs US GAAP Accounting Treatment

IFRS IAS 7 Statement of Cash Flows
US GAAP ASC 230 Statement of Cash Flows

❓ Frequently Asked Questions

Q: Is a statutory bank deposit considered cash and cash equivalent?

A: No, because it is a mandatory deposit not available for immediate use, thus classified as restricted cash under current or non-current assets depending on the period.