Account Information

Financial Statement Statement of Financial Position
Normal Balance Debit

Definition

Funds invested in financial assets to generate future returns

📐 IFRS vs US GAAP Accounting Treatment

IFRS IFRS 9 Financial Instruments
US GAAP ASC 320 Investments - Debt and Equity Securities
⚠️ Key Difference Between IFRS and US GAAP

IFRS 9 uses business model test; GAAP uses intent-based HTM/AFS/Trading categories

❓ Frequently Asked Questions

Q: What are Investments in the Chart of Accounts?

A: Investments are financial assets owned by the company to generate future returns (dividends, interest, or capital appreciation), not for use in operating activities. They include stocks, bonds, mutual funds, and investments in associates or subsidiaries.

Q: How are investments classified by term?

A: Investments are classified as: short-term investments (current) if the intention is to sell within one year, and long-term investments (non-current) if the intention is to hold for more than one year. This classification affects their presentation on the balance sheet.

Q: What is the difference between investments in stocks and bonds?

A: Stocks represent partial ownership in a company, and their return is dividends (not guaranteed) and capital appreciation. Bonds represent debt issued by an entity (government or company), and their return is fixed and guaranteed interest paid at maturity.

Q: What is the difference between short-term and long-term investments?

A: Short-term: held for sale within one year, classified as current assets. Long-term: held for more than one year, classified as non-current assets.

Q: How are investments in stocks and bonds measured?

A: Stocks: at fair value through profit or loss (FVTPL) or OCI (FVOCI). Bonds: at amortized cost, FVOCI, or FVTPL based on business model.

Q: When is dividend income recognized?

A: Recognized when the investee company declares dividends, provided the investor has a right to receive them.