Account Information

Financial Statement Income Statement
Normal Balance Debit

Definition

Interest, fees, and expenses related to loans, bank facilities, and financing (e.g., loan interest, bank commissions, guarantee fees, and overdraft charges).

📐 IFRS vs US GAAP Accounting Treatment

IFRS IFRS 9 Financial Instruments
US GAAP ASC 470 Debt

❓ Frequently Asked Questions

Q: What are types of financing costs?

A: Interest on loans (bank and non-bank), bank commissions, bank guarantee fees, bond issuance costs, and dividends on preferred shares classified as debt.

Q: Can financing costs be capitalized within qualifying assets?

A: Yes, under IAS 23, borrowing costs directly attributable to the acquisition or construction of a qualifying asset (e.g., a factory under construction) are capitalized.